Cloud Computer

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Benefit You Got Using Cloud Computing

Many hosted services are offered over the web for a variety of business needs. The general term used to refer to all of these is cloud computing. Cloud computing allows online companies to use resources over the internet rather than build and maintain their own in-house infrastructures.

Cloud computing is a trendy term that can be heard everywhere these days. Simply put, it refers to storing and accessing information and applications over the web instead of getting them all stored on the hard drive of your computer.

Storing or running programs from your hard drive is called local storage. This means that everything you need is physically there with you, making access to data easy and fast, especially for the one computer and the others connected to it through a local network. This was how many industries functioned for a long time before the cloud came along.

The “cloud” refers to the internet. This calls back to the times in office presentations when the internet was represented by a puffy cloud that accepts and gives information as it hovers above everything.

You may be using cloud computing at some aspect of life without realising it. This applies to online services that you use to send email, edit your documents, stream films or TV shows, listen to music, play games online, or store files and images. Cloud computinga makes all these things possible behind it all.

The first services to use cloud computing are a couple of decades old, rising fast so that a wide range of organisations are already using the service. This includes startups to big corporations as well as non-profits and government agencies.

Cloud computing at a glance

According to a study by the IDC, 50{17f36cee5527bd2477195860a4d22a5a0d030da53d3866361e35bd7efcf4235b} of information technology will transition to the cloud within 5-10 years. Among the industries that rely heavily on data are the financial sector, telecommunications, technology, health care, government, advertising, retail, gaming, energy and data services.

Furthermore, 82{17f36cee5527bd2477195860a4d22a5a0d030da53d3866361e35bd7efcf4235b} of companies have found significant savings in moving to the cloud. 60{17f36cee5527bd2477195860a4d22a5a0d030da53d3866361e35bd7efcf4235b} of businesses already make use of cloud-based IT for operations. 82{17f36cee5527bd2477195860a4d22a5a0d030da53d3866361e35bd7efcf4235b} of companies are also planning for a multi-cloud strategy.

These stats show that cloud computing holds much promise as a rising industry as well as a valuable resource for companies to take advantage of.

Cloud solutions for business

There are three different types of cloud solutions that businesses can choose from to find the best fit – private cloud, hybrid cloud and public cloud. Each offer different features and benefits. But with each type, the end result stays the same: cloud computing can be done wherever you are, at any time.

Private cloud

Private cloud works in industries with concerns for privacy, including medium businesses and more established enterprises that need to meet standards for security and compliance.

One example is IoT companies, such as those who trace customers through their phones. Other examples include health data companies, e-commerce sites that store credit card data, industries with high intellectual property concerns, and companies that emphasise data sovereignty.

Private cloud is managed by an in-house team of IT personnel or by a private host.

Private cloud offers complete control and flexibility, enabling businesses to manage their own dedicated resources within a third party datacentre.

Hybrid cloud

Hybrid cloud is for companies that prefer the security offered by private cloud. This type of cloud solution is best for workloads that are highly dynamic and prone to changeability. This includes enterprises that can be split into two spheres, sensitive and non-sensitive.

Hybrid cloud also works best for businesses with seasonal data spikes, big data processing, and those with workloads involving API compatibility and requiring solid connection to a network. Hybrid cloud takes its name from the fact that it is managed by both in-house and external resources.

This mix of private and public clouds offer blending of such services as Office 365 for email with other applications that businesses don’t want to be made available in a shared environment.

Public cloud

Public cloud is for industries that have a significant amount of data with no major concerns for privacy. Companies that use this service opt for a pay-as-you-go structure. This type of cloud solution is managed by third party providers.

Industries that use public cloud include those in development and testing, development platform, training servers, one-off big data projects and websites with public information, product descriptions and brochures.

Public cloud is perfect for services, applications and storage that are made publicly available as well as those that use shared resources that are managed by the cloud provider.

More benefits in the cloud

Now that you know the different types of cloud solutions available, it’s time to go over the benefits of moving to the cloud. As a growing trend, cloud computing offers many. Here are five of them.

1. Time-saving, on-demand services

Cloud computing features self-service delivery for different types of workloads and needs. What makes it so attractive to businesses is that any service can be available on-demand. This effectively removes the need for companies to maintain in-house IT staff, especially for small businesses, or manage physical computer resources.

Cloud hosting allows users to get access to their files from any device, anywhere and at any time. This means that files don’t get stored in just one computer, enabling faster operations and availability. Storing in the cloud also makes it safer for businesses to protect their files, with faster backup options and recovery in cases of breaches or similar scenarios.

According to TSG, 45{17f36cee5527bd2477195860a4d22a5a0d030da53d3866361e35bd7efcf4235b} of companies that use private cloud solution in their operations have enjoyed significant reduction of the time it takes to install applications. This time-saving feature enables companies to enjoy faster processes and improve productivity for employees.

Cloud computing can make integration easier for you. A lot of cloud computing applications include an Application Programming Interface (API) where you can find apps that are compatible instead of having to pay to have them customised for you so you can integrate them.

2. Flexibility

One of the biggest benefits offered by cloud computing is its flexibility. People on your team can access files and information that are relevant to work anywhere and on any device. In a highly mobile world, this is especially important.

Moreover, many companies now offer flexible working arrangements, such as remote workers and telecommuting. With cloud computing, employees can access work files even when they are not in the office, making it easier for them to work wherever they are. For small businesses, this also makes it easier for them to easily manage their operations wherever they are.

Increased flexibility and mobility enable businesses to let their employees use the devices they are comfortable with. This can include tablets, laptops and smartphones, helping employees improve their personal productivity.

With this type of elasticity, companies are able to scale up as their computing needs increase as well as scale down when they decrease. This saves them from having to invest in infrastructure that may not be needed later on in time.

3. Lower costs with pay per use

One of the best immediate benefits of moving your business to the cloud is that there is significant financial savings involved. Cloud computing fully makes use of hardware. With virtualisation, the value of the physical server is increased, giving businesses the opportunity to do more with less.

Cloud computing enables businesses, especially startups, to decrease the need for physical space, power usage, IT resources and more. As a result, there is a lower need for installation, maintenance, upgrades and costs for support and hardware. For SMBs, this is a valuable way of saving resources so they can concentrate on online growth.

Cloud-based resources are measured at granular level, which means that users only pay for the workloads and resources that they use. You also don’t need to buy software anymore or pay for someone or a team to update or install the software, manage email or file servers or run backups.

The benefit of cloud computing is that all of the applications and services are taken over by the cloud vendor, instead of you having to be responsible for any of it.

4. Improved collaboration

Productivity is increased by cloud computing due to its accessibility. Since everyone who needs access to files and data can get them wherever they are, there is less need for employees to be in the same room. This is especially relevant for workers or employees who need to travel a lot.

Teams in different locations all over the globe can readily collaborate on projects without needing to actually meet. Easy sharing and real time updates on files are facilitated, and more things will get done with web conferencing for meetings.

Cloud computing lets small businesses grow quickly online. It’s faster, easier and more convenient to sign up for a cloud-based app than to purchase a server, run it, and install software on it. Expansion is cheaper as there is no need to invest in hardware and software for the startup.

Cloud-based applications can also be accessed on common web browsers at any time. This means that users across the company can adopt to the applications without the need for intensive training. This is especially valuable for businesses with employees in different locations.

5. Enhanced security with instant updates

There is increased security for companies as software is automatically updated, bugs are fixed and content is remotely stored.

Those who have doubts on what the cloud has to offer are concerned about the safety of data outside the company’s internal firewall. The truth is, due to the robust security standards established by ISO, safety is increased when cloud solutions are used. Moreover, cloud providers are strictly required to follow the rules.

As a result, risks are reduced when it comes to loss of laptops containing confidential information as well as the threats of hackers. You can also remotely wipe sensitive data from lost laptops and gadgets so nobody else can access them.

When it comes to ensuring security with the cloud service you choose, you need to know first where your data is stored. Firewalls, detection and prevention tools as well as data encryption can help prevent intruders from getting at your information. However, you still need to know where your data goes when you stop with the service or in cases where the cloud provider closes down. Dedicated hardware is what cloud computing providers need to pass the highest security guidelines.

Data backup is recommended to make sure that you can increase your control over your data. Ensure that the data centre you’re using takes security seriously. Find out what security measures are in place in the server and data centre where your data is stored.

Managed services are also a valuable option in making your data and apps stronger. This includes managed antivirus, firewalls and detection tools. High quality cloud providers offer these to allow for better security.

On top of it all, updates, including on security, are automated.

Cloud service providers can regularly update offers, giving customers the most up to date technology possible. This can include software, servers and computer processing power. Customers can avoid wasting their time maintaining systems and updating them once new features roll out. Suppliers take care of those themselves, out of sight.

As a result, businesses can focus on growing their business while enjoying the best that the latest technology has to offer.

To round up, the top benefits you get from cloud computing include:

– Saving time resources with services that you can enjoy on-demand

– Flexibility and mobility of access

– More affordable services with pay per use

– Better collaboration within teams, especially for overseas or traveling employees

– Heightened security measures in place plus automated updates

Cloud Computing Nowadays

The Sky is the Limit

The sky is indeed the limit. Most technology firms, expert analysts and even the highly successful enterprises of today will probably agree that the future is in the clouds. Thanks to cloud computing, flying in Cloud 9 isn’t that hard to achieve nowadays. Although the definition of cloud computing is constantly evolving, probably due to its growing demand and usage over the past years, the subject still arouses the interest of many businesses – a huge factor in catapulting the technology into a global trend that it is today. Cloud computing isn’t really something new. In fact, cloud computing has been around for years, being used by companies such as IBM, Microsoft and Oracle privately within their own business model. But now that the technology has grown larger than life, it’s turning out to be the primary direction that almost everyone is taking on.

The Future has Arrived

In spite of Larry Ellison’s criticism in 2010 that cloud computing is just a fad and that the technology, according to the Oracle CEO, will soon share the same fate of SOAs and EDIs, IDC Research Director Dan Yachi counteracted by saying, “Cloud computing is more than just buzz. It is here to stay and is expected to take increasing shares of total IT spending worldwide. From a VC perspective, the even better news is that cloud computing is still far from maturity. There are many technology gaps that are not yet filled, especially in the areas of cloud enablement, management, monitoring, and security. In particular, VCs can find investment opportunities in start-up companies that develop solutions for hybrid cloud, which is expected to experience increased demand over the coming years.” Indeed, the future is here!

Cloud Computing Defined

Taking it to the cloud has a lot of advantages. It’s all simple. Cloud computing minimizes cost by transferring the resources of each client into an infrastructure capable of storing insurmountable amounts of data via WAN or the WWW. Truth be told, for an enterprise to compete with the rest nowadays, it is no longer a question whether or not to use a certain type of cloud service, for that would mean utter extinction. The question right now is – what kind of cloud service will a particular business use? Currently, cloud computing technology has the following different types of deployment models: public cloud, community cloud, hybrid cloud, combined cloud and private cloud. New models may emerge in the following years, but every single type usually has the following layers:

  • Provider – Company proving cloud service. Example: Rackspace, Salesforce, etc.
  • Client – Devices or software that will interact with the cloud service. Example: PC, mobile devices, etc.
  • Application – Eliminates installation in physical devices. Example: SaaS (Software as a Service)
  • Platform – Delivers a set of software subsystems platform. Example: PaaS (Platform as a Service)
  • Infrastructure – Infrastructure services that renders a virtual environment as a service rather than buying servers and software. Example: IaaS (Infrastructure as a Service)
  • Server – Composed of hardware and software products that include processors, operating systems and other offers.

Cloud Computing Trends

Now that the era of cloud computing has arrived, various milestones are happening everywhere and giant companies are more than willing to take advantage of being high in the clouds. Come to think of it, the survey shows that more than 50 percent of organizations and businesses have taken advantage of cloud computing and according to Gartner research firm, the growth will increase by 17 percent per annum. So Larry Ellison was wrong after all. On the contrary, Apple CEO Steve Jobs seems to have smelled the right opportunity when he led his company in releasing the iCloud storage service for iOS devices, in spite of some patent issues surrounding the name. To summarize our observations, we bring to you the following cloud computing trends:

  • It’s the new business model – There’s no doubt that cloud computing is the new business model for today’s enterprise. CIOs and IT execs are now hustling in spotting the perfect cloud service for their company. The U.S. Department of Agriculture for example, jumped for the cloud when it chose Microsoft as its cloud services provider. When U.S. President Barack Obama instituted the “cloud-first” policy that required the federal agencies to submit some of their vital services to the cloud, it is as if the fate of cloud computing has been sealed.
  • It’s more improved and even getting better – Cloud computing might have some security issues in the past but it doesn’t mean that it will remain poor forever. It has been reported last year that nearly 51{17f36cee5527bd2477195860a4d22a5a0d030da53d3866361e35bd7efcf4235b} percent of companies are fearful and hesitant in moving over to the cloud due to security concerns. But this year is totally different. Newer systems have emerged including complex layers and architecture in the various models thus providing greater reliability and security for its clients. But what most people don’t realize is that the main advantage of cloud computing lies in its fast recovery rate with a minimal costing when disaster strikes compared to the standard hardware-dependent disaster solutions that most IT departments have.
  • Its timing is perfect – Considering today’s fierce competition, it’s really hard to stand out. What we need is a new solution to a complex problem. Cloud computing seems to be the perfect conduit to face the challenges ahead. With newer trends emerging particularly in the mobile realm, cloud computing has arrived just in time to meet the demands. CSPs including Verizon and Orange have joined the game, as well as Comcast and Charter with their various partnerships with Sharepoint and Exchange. Smaller businesses without IT departments are also seeing greener pastures with pay-as-you-go Cloud services. It’s really faster and more cost efficient for them. Joshua Beil, Director of Market Strategy and Research for Parallels, has an even more interesting description about the cloud computing trend. Citing his predictions on the technology, Joshua said that the trend has shifted into an eat-all-you-can model just like the standard unlimited long distance service offers. But as to the question when will the trend stop, it’s really hard to answer because the cloud is just starting.

The Advantage and Disadvantage of Cloud Computing

What is Cloud Computing?

Cloud Computing is an oft-heard term these days. What does it mean? In simple words, it means storing and accessing data and programs over the Internet instead of your computer’s hard drive. The computing power of a network of computers located elsewhere and owned by third-parties, and their software, is provided to you as a service.

The ‘Cloud’ basically refers to a group of connected machines with storage drives and processors that becomes an extension of your local computer. While it is most frequently mentioned in context of data storage, cloud computing also allows you to access content and services, run applications, or develop software using web-based tools provided by other companies. Companies offering these services are called cloud providers, and typically charge users based on usage, much like utility companies.

The National Institute of Standards and Technology (NIST) defines Cloud Computing as below:

“Cloud computing is a model for enabling ubiquitous, convenient, on-demand network access to a shared pool of configurable computing resources (e.g., networks, servers, storage, applications, and services) that can be rapidly provisioned and released with minimal management effort or service provider interaction”

Cloud Computing allows network access to shared resources, like networks, apps, services, storage, etc. from any place and at any time. Cloud Computing solutions are offered to organisations in the form of Infrastructure as a Service (IaaS), Platform as a Service (PaaS) and Software as a Service (SaaS Solutions), and now, even Internet of Things Solutions (IoT Solutions). A Cloud Computing company offers resources like virtual machines, networking and storage capacity.

Cloud Computing: A Safety Hazard?

Research suggests that businesses these days are flocking to companies that provide SaaS solutions and IoT Solutions. As more and more companies jump onto the Cloud bandwagon, hackers too have trained their sights on it. The Cloud Security Alliance released a report which demonstrates the threats that an organisation might face after shifting to Cloud Computing. Indeed, for a few years, cloud computing progressed at a faster rate than cloud security could protect it. But 2016 has marked a turning point in closing this gap, with the advent of robust cloud security tools that outmatch their non-cloud parameter security architecture counterparts. Big Data security aggregators in the cloud have developed the intelligence to pinpoint and accurately assess breach attempts before major damage is done. With SDN advancements, IT admins can now see across entire networks, accelerating incident response times and providing early detection capabilities. Cloud service providers can also use their vast network to absorb the brunt of DDoS attacks much better than traditional networks.

Let’s Meet Up in the Cloud!

A Cloud Computing company offers a large number of advantages.

Synchronized backups: You might lose your computer for several reasons;however, losing your data is a bigger problem. Data that is stored on the cloud can be accessed from anywhere. So even if your system is beyond saving, you can still access your data.

Collaborative output: Your team members can collaborate with each other no matter where they are because, with the Cloud, any person can access information from anywhere and help deliver better results.

Software updates: The main reason as to why the Cloud has been so enthusiastically adopted is that the Cloud servers are not in your care. What this means is that these are maintained and updated automatically, requiring no effort, time or resources from your end.

SaaS Solutions, IoT Solutions, etc.: Businesses need to adopt and integrate SaaS solutions, IoT solutions, in fact, all the solutions offered by the incorporation of Cloud in order to optimise their operations and internal processes, as these are the need of the hour.

So, the next time you wish you had a system wherein you could store data and help deliver excellence, you can simply speak to a cloud computing company which offers SaaS Solutions, IoT Solutions, etc. Why wait, when you can simply take your organization to the Cloud?

Tips To Cloud Computing

Cloud computing is considered as a practice of making use of a network for remote servers which could be hosted on the internet to store, manage as well as process data without making use of a local server or personal computer. Let us take a close look on purposes of cloud computing and the benefits as well as drawbacks.

Objectives of Cloud Computing

Before deciding whether to choose these services or not, a clear definition about the applications of software also has to be understood clearly. This might include the user functions, data functions along with the most important attributes about the software as a business system.

Access – Businesses should be able to identify which users, agencies, clients and staffs require access to the functionalities of software and the data that requires to be manipulated. Similarly it also controls what kind of access to the networks is made available to all.

Availability – The availability is yet another purpose of cloud computing and this requires the time at which the access is required whether it is during day or weekends etc. Furthermore it also includes how long the cloud computing could be made unavailable for users followed by how critical is access for the specific system.

Budget – The extent of impact budget issues and timing issues could have on a possible solution is also among some of the most important purposes of cloud computing.

Backup and Recovery – This includes the speed at which the system could be made available again once it goes down. The rate at which the data could continuously change and the total amount of data that is likely going to be there.

Data Sharing – Whether there are any other software systems or data systems that have the ability to share information with this software and whether the data sharing is performed in real-time or batched and whether it is automated or manual?

Security – The importance and security of data for the company and whether there are any legal or other security requirements for the data as well as software interface.

Cloud Computing Advantages

Now let’s go through the benefits as well as drawbacks of cloud computing. The ability of cloud computing to transform the way in which companies could make use of technology for servicing customers, partners, suppliers and thereby offering them with enhanced ability and agility are considered as the most important advantages of cloud computing.

Some of the key benefits are explained in detail below.

Cost Efficiency – Cloud computing avoids the need for businesses to invest in stand-alone software as well as servers. Companies can avoid additional costs that are otherwise associated with licensing fees, data storage costs, costs for software updates as well as management by means of utilizing the cloud capabilities. The availability of one time payments followed by the ability to pay while on the go is among some of the benefits that helps save on costs. Cloud computing avoids the need for on-site servers as the businesses and their data are stored in a virtual space. Similarly it reduces the need for in-house IT staffs as most of the manual updates are tasks that have to be done by a system administrator and it would be fulfilled by cloud computing by making use of resource APIs. The hosting servers would be actively monitored, maintained and upgraded with the help of cloud providers.

Availability Any Time – The continuous availability and location independence that helps with data storage, computing as well as networking is also made possible with cloud computing. Thus information can be accessed easily and similarly user requirements could be accommodated even if they are in different time zones and geographic locations.

Simplified Data Recovery and Backup – As the whole data resides on cloud rather than a physical device, the process of data recovery and backup is simplified. The data could be stored off-site and could be easily copied to different servers in various locations. Thus businesses can retrieve the data from other backup networks even though one might go down. The software program of the backup service will encrypt the data in a computer prior to sending it to the cloud. The virus or infection can also be detected before sending the data with the help of this technology.

Redundancy and Scalability – Resiliency is a major benefit as it defines that the data centers and its components such as servers and storage would continue to function even though some kind of disruption do occurs. It is also scalable which means even smaller companies could get immense value in using data centers that help them manage their cloud computing.

Storage – Compared to a personal computer, cloud computing has the ability to store much more data and can prove to be of use for smaller, medium and larger companies with almost unlimited storage capacity on offer.

Device Independence – It could be accessed from any device which has access to the internet making it device-independent in its characteristics. This means that any device which has a browser as well as an internet connection could leverage the benefits of these services.

Drawbacks:-

Even though there are quite a huge number of advantages, some drawbacks are also there for cloud computing.

Some of the drawbacks of cloud computing are as follows.

Data Breaches

Data Loss

Hacking of account or service credentials

Presence of an insecure interface – Interfaces is an important requirement for cloud provisioning, management as well as monitoring and is used commonly by IT administrators. At the same time, APIs is integral to security as well as availability of general cloud services which leads to a possibility of risk as companies will be required to surface their credentials to third-parties so as to enable their agency.

Insufficient knowledge about the cloud environment – Companies that does not have complete awareness about the cloud environment are at a higher risk compared to those who have a clear understanding about cloud computing technology.

Risk of shared vulnerabilities – Even though the infrastructure, platforms and applications are shared by cloud service providers for delivering the services in a scalable way, there is a greater risk of shared vulnerabilities which is known to exist in almost all delivery models.

Effect of Cloud Computing For Daily Lives

Introduction

Cloud Computing can be defined as the internet based computing, where the organization’s resources such as storage and applications are directly delivered to the organizational servers through the internet. Cloud computing refers to as the modern type of computing as opposed to the conventional means of computing via local servers and personal devices. The advent of cloud computing has revolutionized the overall functioning of all business functions and sectors in every industry. Cloud computing is now regarded as one of the crucial success factors for businesses as it serves as a competitive edge, by facilitating in providing not only high volume data storage and web applications, but also caters to the demand of providing the fastest, reliable, secure and most up-to-date systems.

The Future Of Cloud Computing

It is predicted that cloud computing is going to change the future of information technology and technology management. According to the EIU report, “cloud has already made huge waves in IT, with consumer cloud services, such as Google Drive and Dropbox, changing how people use digital content”. Similarly, according to another research paper, the findings suggest that while cloud computing is yet emerging as a means of modern-day computing, however, it has already started to change how the IT industry delivers value to its various clients. It is regarded as one of the top IT priorities. More than two-third of enterprises are using cloud computing services in some fashion and most agree that it has the potential of becoming the key delivery model for computing by 2030.

Cloud Will Affect Enterprises In Terms Of Customer Delivery

The impact of cloud computing on the IT industry can be gauged by addressing two questions. Firstly, how does cloud affect the enterprises in turn leading to customer delivery? Secondly, why does the cloud can have such a significant impact on the industry and market in general? In addressing the first question, cloud has the potential of impacting how businesses deliver value to its customers. This is because it provides a rich experience of IT services that enables customers to buy cloud services with less involvement of the IT department. Thus, it means that the enterprises must be vigilant in taking care of the user experience seriously. One of the hallmarks of cloud computing is its ability to turn IT resources into trade-able commodities, benefiting both users and vendors. Every enterprise is using some type of cloud services; virtualization, system performance monitoring, cloud management services, data provisioning, cloud performance optimization, or server automation. Thereby it is predicted that needed cloud skills will grow at six times the overall IT skills throughout the globe. Thus the industry will be facing a persistent and pervasive challenge for the availability of skilled IT workers.

Cloud Will Have A Significant Impact On The Industry And Market In General

In response to the second question, the agility and scalability of cloud computing are exceptional. It not only enables businesses’ growth and effectiveness, but also impacts its efficiency by making information readily available and accessible to be used whenever and wherever required. According to a survey report by Intel on the impact of cloud on IT consumption models, have highlighted some insights. In a nutshell, it has been found that most IT decision makers feel safe and good about the cloud experience. Given the efficiency and transformational potential of cloud, its demand is increasing significantly even in the emerging economies. The cloud is capable of adapting to the changes in the rapidly evolving IT industry, by catering to choose from many different approaches for sourcing, deploying, and operating custom cloud solutions, etc. Information technology tends to impact all the features of the modern lines thereby the role of cloud computing being significant for it.

Benefit Digital Insurance Using Cloud Computing

Cloud computing is the perfect enabler for Insurers to implement the digital version of their company faster and cheaper. Due to the current changes in the market, Insurers need to speed up their digital ambitions and deliver excellent mobile and online self-service functionality to their customers, distribution and service partners

Market challenges

It is “The End of Business as Usual” (Brian Solis), Digital is reshaping the landscape for Insurers fast and most Insurance companies have difficulties to adapt to these changes. Mobile and social media will change sales, distribution and operating models and require the adaptation of new marketing and service strategies and innovative technologies. New technologies and services are available for Insurers to change rapidly and become a full Digital Insurer. Online and mobile applications are delivered fast and cheap, social media are providing all necessary technical integration and services to integrate with the Insurance business, big data analytic tools, services and cloud computing are available to create a digital competitive edge and change the current paradigm.

Digital Insurance ambitions

Every Insurer has a strategy to become a Digital Insurer in the coming years. The result will be different for every Insurance company depending on the internal change capability. A Digital Insurer has digitalized the interaction with customers, distribution and service partners as far as possible using mobile and online applications for new business, policy servicing, renewals, expiries, claims and enquiries. It includes digital and social marketing and big data analytics as well as for example rule-based claims management. The Digital Insurer has fully digitalized the internal processes, internal staff and management have access to online and mobile applications, are able to work from anywhere at any time and use their own devices. These changes will change the operating model from a traditional administrative organization to a sales and service driven organization. More employees will work in the sales, distribution and customer services compared to employees working in the traditional processing and administration departments. The Digital Insurer is able to create competitive products with a fast time to market, excellent services and will operate cheaper than today. The Digital Insurer is available anywhere in the world, anytime and on any device.

The benefits of digitizing the Insurance Company are:

    • Ease of doing business
      • Mobile and online applications providing new and renewal business functionality including illustrations, quotations and payment.
      • Advanced self-service tools for claims notification, endorsements and enquiries.
      • Minimized and fully automated underwriting referrals.
      • 24×7 availability on any device, anywhere in the world.
    • Fast business growth
      • Big data availability and analytics.
      • Personalized advertisements and offers.
      • Daily campaigns and pricing changes.
      • Digital cross and up selling.
      • Higher retention.
    • Reduced operational cost
      • Straight through processing.
      • Minimized and BPM controlled manual work.
      • Paperless organisation.
      • Digital integration with service partners.
      • Rule-based underwriting for simple mass products.
      • Rule-based claims management for simple mass claims.
    • Improve service to customers and partners
      • All information online and mobile available including advanced call center access.
      • Fast claim handling by digitalized notifications and rule-based decision making.
      • Claims service personnel “on the road” with mobile devices.
      • Up and download functionality.

Cloud computing

Cloud computing is distributed computing using the Internet as a real time communication network. Cloud providers offer integrated IT services charged based on usage. Cloud computing is provided by specialized IT service organizations providing public clouds out of data centers around the world. Applications, data storage and databases are provided as “Software as a Service” and are available anywhere, anytime and on any device using the Internet. There are many ways to use cloud solutions (SaaS, PaaS, IaaS) and implement cloud solutions in public, private, hybrid and multiple clouds. In Public clouds, infrastructure, platforms and software are shared with other clients of cloud providers, in private clouds these are only shared internally within the company. Theoretically, big global companies are able to implement a private cloud. However, the risk of failure is high due to internal governance, culture, insufficient knowledge and budget. If companies are not comfortable with a public cloud and want to implement a private cloud, the advice is to outsource the full IT infrastructure including applications to cloud-specialized IT companies and make use of their existing infrastructure in a hybrid cloud.

The Digital Insurer in the cloud

Cloud computing enables a Digital Insurer to implement a full digital service for customers, partners and employees. Cloud computing provides software as a service and infrastructure on demand and connects all sorts of online and mobile applications for doing business with the Insurer anytime, anywhere on any device. Online and mobile applications connected to the integration backbone in the cloud are made available for customers, partners and employees. The back end systems, databases and integration backbone of the Insurer are implemented in the cloud and protected with all necessary security measures and systems to prevent compliance problems. Cloud computing comes with flexible scalability and digital projects may start small and when successful fast and easily grow in bandwidth and storage without any issues with IT delivery times. Digital insurance and cloud computing together will reduce the cost of Operations and IT substantially.

The advantages of cloud computing for the Digital Insurer are:

  • 24×7 availability on the Internet.
  • Device and location independency.
  • Fast time to market.
  • Flexible work environment and collaboration possibilities.
  • Usage based charging/Pay as you go.
  • No initial investment cost, shift from Capex to Opex.
  • Automated, flexible self-service scalability.
  • Load balancing though globally optimized infrastructure.
  • Centralized storage.
  • High availability, reliability, disaster recovery and business continuity.
  • Outsourced IT maintenance services.
  • IT departments able to focus on online and mobile application change management, process & service improvement, analytics, efficiency and agility.

How does it work?

All IT infrastructure, servers and network, are available in the cloud data centers of the IT service provider and connected to the internet. On top of the infrastructure, a secure operating platform is available to deploy the Insurer specific back-end systems. Typical systems deployed in the cloud are:

  • Client management.
  • Policy management(Life, P&C, Health, Group).
  • Claims management.
  • Financial management.
  • Content management.
  • Correspondence (printing) management.
  • Business Process Management/Workflow.
  • Product development and management.
  • Others (HR, Partner management, Projects, Governance, Procurement, etc.).

All systems are connected to an integration system, integrating the back-end systems, connecting transactional and data warehouse/analytics database(s) and providing connectors to online and mobile applications and external gateways. Online and mobile applications will be made available in cloud or mobile app stores. Customers, partners and employees will be able to download all the apps they need on their own devices.

Depending on the centralization strategy of the company and the choice of systems and tools this model can be implemented on department, country, regional or global level providing flexible solutions for local differences in language, currency, products, regulations and market practices.

The challenge

The urgency of Digital Insurance is more or less adopted in the boardrooms. However, Digital Insurance is not fully adopted by sales & distribution departments, underwriters and operations. A paradigm shift in the insurance industry is necessary to adopt Digital Insurance and cloud computing. Even if the benefits are clear, control, security, compliance, knowledge and internal mindset issues could prevent a fast cloud adoption and delay the implementation of Digital Insurance. This does not only concern the IT departments who are facing a major outsourcing, but also all other departments in the company, for example will actuaries agree to store and run their models in the cloud?

Cloud Computing is safe and should be managed in the same way as IT outsourcing. Cloud providers have heavily invested in external and internal security, business continuity, high availability and performance. IT outsourcing is a common practice for many years and experience is available to ensure robust governance, ownership, business continuity and a smooth migration.

A bigger challenge is to enhance the insurance back-end systems to cloud readiness. In most cases the back-end systems are not integrated and front End systems are built on top of back-end systems without a loosely coupled component based IT architecture. An integration layer and transactional database are the necessary basic components to implement and to integrate with the back-end systems and to provide access to data and functionality for online and mobile applications.

Implementation considerations

A digital IT strategy will be the basis for the implementation of Digital Insurance and cloud computing. To adopt cloud computing, a good way to start is to move non-mission critical systems to the cloud and get experience with using the cloud. However to speed up the implementation of the Digital Insurer, today’s priority should be the cloud readiness transformation of the mission critical systems and migrate these systems to the cloud. The critical components of cloud readiness are the integration between online and mobile applications and the core systems, and the availability of extensive integrated data of customers, transactions, policies and claims. To implement Digital Insurance in the cloud a project needs to include:

  • Definition and scope of services and service levels.
  • Cloud architecture.
  • Application and integration architecture.
  • Security and compliance requirements.
  • Cloud governance.
  • Cloud provider selection.
  • Contract and Service Level Agreement.
  • Cloud readiness system and database development.
  • Online and mobile applications development.
  • Technical migration.
  • Digital and cloud transformation.

Reason Cloud Computing Is Important

Help Companies Save Money

Companies can save a lot of money in their investment into cloud computing technologies that can help organizations take the burden of acquisition of servers, software, and people that are needed to stand up enterprise services, shared technology solutions, and deployment of customized or custom off the shelf solutions that are needed to support mission requirements of the enterprise.These solutions that are normally performed “in-house” within the boundaries of the organization can now be performed by outside vendors that specialize in niche technologies allowing them to provide cheaper solutions to their customers. These vendors have the resources, servers, software, and infrastructure in place that are needed to provide a specialized service to an organization. Companies end up saving more money because they do not have to do all the work that is required to set up the service, they just sign up with the vendor and outsource the service to the third-party that manages the technology that is delivered to their clients.

Help Small Business Become More Efficient

The economy is making it really difficult for small businesses to compete with mid-size and large scale organizations to gain new customers in their industry. These new customers allow companies to gain revenue which leads to organizations investing in their technologies to improve their efficiencies. When you are a small business, the chances are that you are getting a smaller piece of the revenue in your industry. The assumption could be made that small business can not afford the technology that is needed to compete with the large companies to improve their competitiveness. When you are purchase software, you have to purchase the hardware, and resources to support the service. This can add up to a lot of expense for an enterprise service for an organization and can make it impossible for a company to even think about a technology product. Cloud computing is a technology that is changing the game all together in how small businesses are now able to compete with larger companies. Cloud computing allows companies to buy into a service because the infrastructure is hosted by the vendor. The company can pay for more licences as their business grows but they will be able to get the software that is needed to allow their company to prosper.

Help Save the Environment

Organizations that implement cloud computing technologies can have a significant impact on their ability to reduce their electricity bills dramatically. If you ever seen your company’s data center, you could see up to hundreds or more servers depending on size of your company’s business. Each of these servers generates heat and if they generate to much heat then the servers stop working. When servers stop working then mission critical applications go down and this leads to a lot of customers complaining to the help desk. Data centers have built in cooling systems to help keep the room cool and at certain humidity. All of this cost the company a lot of money to keep the servers running at optimal performance. Now, if each organization has a data center and each has their own cooling system this is leading to a lot of electricity that is being used to keep all of these data centers running around the world. Cloud computing helps save the environment because it is shared infrastructure resources that a vendor provides to an organization. Cloud computing vendors that specialize in infrastructure service have built up data centers around the country and offer their data centers to other companies. Companies do not need to have their own data centers, they can just have their applications hosted with the cloud computing provider to help save energy through sharing resources.

Access to Information Anywhere at Anytime

The Internet and cloud computing technology is a winning combination. These two technologies have allowed vendors to develop a product called “cloud drives”; which is an online storage medium that allow people to save their documents, videos, photos, and music over the Internet. The advantages of a cloud drive is that it provides the capability for people to access their information from any computer around the globe at anytime during the day. This type of simple technology allows people to become more productive by improving their access to information. There are a number of vendors that have entered the cloud computing market to offer cloud drives such as Google, Amazon, and Dropbox to name a few. These cloud drives have built in security, a file directory system that people are familiar with navigating, the capability to upload your files from your computer to your cloud drive, the capability to download your file from your cloud drive to your computer, and share your files with other people that you grant access to your account. The access to information is going to play a key role in the workforce’s ability to telecommute remotely for organizations to save on facility costs. This is going to be the next big trend for companies as they try to reduce their expenses by finding alternative ways to cut their expenses to fight lost revenues because of the economy. We just provided an example in how technology can help companies make their workforce more mobile, productive, and collaborative by using the cloud.

Cloud Computing Solutions Are Easy to Use

The reason why cloud computing is catching on is because of the simplicity that vendors have been integrating solutions to use this technology in the first place. If you ever had the chance to access your email such as Outlook or Gmail then you know how simple it is to access a cloud services. People like simplicity, excellent customer service, and more sophistication in the services that they are receiving from companies. As long as vendors make it this simple and enjoyable to access cloud technologies then it will become more integrated with other products. Ease of use means more product adoption which equates to more reasons why cloud computing is important.

Increased Demand for Resources

As the demand for cloud resources continue to grow then there will be the need to develop a workforce to continue to innovate, cultivate, and maintain the services to meet customer demand. This will have a dramatic effect on the information technology market that is looking for new ways to develop opportunities in a weak economy. The need to grow these resources will have a trickle effect on the institutions and trade schools that will develop curriculums to meet the training requirements that are needed to fill the void for these requirements. Companies will then also develop their own certification standards and develop governance procedures to manage how people get certified in their products. The increased need for a technology increases not only the need for resources but education and dollars that are associated with the services that are delivered. Innovation and ideas are important to our economy and the cloud is proving to be the next big idea.

Integrate Part of a Disaster Recovery Solution

Organizations need to protect their critical data to ensure that they can provide services to their customers and that can continue their daily operations to support their corporate mission. Most companies develop a disaster and recovery plan that discusses the necessary steps that they need to take for any type of events that the company may face. The company prepares for these events by having an alternative computing facility to save mission critical data for the organization at some remote location away from the corporate headquarters. Companies also routinely take full and incremental backups on a daily and weekly basis that is stored on some type of storage storage device. Companies can now integrate cloud computing as a type of storage device that they can integrate with their disaster recovery plan in addition to their other methods that they are using to save their data. Having a cloud storage solution helps provide additional safeguard procedures to help ensure that customer data will be safe and that your organization will continue to operate based on any type of event.

Will Lead to New Product and Platform Innovation

The need for new product ideas and innovation is critical to the success and growth of the global economy. These new product innovations can come from improving on older technologies or collaborating with existing technologies to form new ones. Cloud computing is positioned to be an important ingredient that companies can use to bundle with other services that can provide customers with new experiences. The number of possibilities that companies can combine with cloud computing is infinite and we are excited about the future innovations that may rise from this technology. We are already seeing innovations from companies such as Amazon, Google, Rackspace, IBM, and Microsoft. Cloud computing is new technology that has just begun to assemble the policies, technologies, disciplines and is not at a mature state yet. There is so much potential to grow this domain forward and it will be exciting to see what will happen in the next ten years in the evolution of the cloud. We expect to see more synergies from different technologies and possibly more collaborations from vendors in offering customers better solutions.

How To Choose Cloud Computer Service

In recent months, cloud computing is a topic that is getting a lot of attention especially when applying the technology in healthcare. Cloud computing is becoming more attractive to medical organizations predominately due to the benefits that the technology offers including reduced enterprise IT infrastructure and power consumption costs, scalability, flexibility, and accessibility.

At the same time, cloud computing pose significant potential risks for medical organizations that must safeguard their patients protected health information or PHI while complying with HIPAA Privacy and Security rules. The increased number of reported PHI breaches occurring over the past two years along with ongoing HIPAA compliance and PHI data privacy concerns, has slowed down the adoption of cloud technology in healthcare.

To help medical organizations and providers mitigate PHI data security risks associated with cloud technology, consider the following five best practices when selecting the right cloud computing provider:

1. Understand the importance of SSL. Secure socket layer (SSL) is a security protocol used by web browsers and servers to help users protect data during transfer. SSL is the standard for establishing trusted exchanges of information over the internet. SSL delivers two services that help solve some cloud security issues which includes SSL encryption and establishing a trusted server and domain. Understanding how the SSL and cloud technology relationship works means knowing the importance of public and private key pairs as well as verified identification information. SSL is a critical component to achieving a secure session in a cloud environment that protects data privacy and integrity

2. Not all SSL is created equal. The trust established between a medical organization and their cloud computing provider should also extend to the cloud security provider. The cloud provider’s security is only as good as the reliability of the security technology they use. Furthermore, healthcare organizations need to make sure their cloud provider uses an SSL certificate that can’t be compromised. In addition to ensuring the SSL comes from an authorized third party, the organization should demand security requirements from the cloud provider such as a certificate authority that safeguards its global roots, a certificate authority that maintains a disaster recovery backup, a chained hierarchy supporting their SSL certificated, global roots using new encryption standards, and secure hashing using the SHA-1 standard. These measures will ensure that the content of the certificated can’t be tampered with.

3. Recognize the additional security challenges with cloud technology. There are five specific areas of security risk associated with enterprise cloud computing and medical organizations should consider several of them when selecting the right cloud computing provider. The five cloud computing security risks include HIPAA Privacy and Security compliance, user access privileges, data location, user and data monitoring, and user/session reporting. In order for medical organizations and providers to reap the benefits of cloud computing without increasing PHI data security and HIPAA compliance risks, they must select a trusted service provider that can address these and other cloud security challenges.

4. Ensure data segregation and secure access. Data segregation risks are a constant in cloud storage. In a traditional client hosted IT environment, the internal IT administrators of the organization controls where the data is located and the access granted to clinicians and support staff. In a cloud computing environment, the cloud computing provider controls where the servers and the data are located. Even though certain controls are lost in a cloud environment, proper implementation of SSL can secure sensitive data and access. A medical organization will know that they are on the right path to selecting the right cloud provider if they provide the organization with three key elements as part of their cloud hosting solution: encryption, authentication, and certificate validity. It is highly recommended for organizations to require their cloud provider to use a combination of SSL and servers that support 128-bit session encryption and should also demand that sever ownership be authenticated before one bit of data transfers between servers.

5. Make sure the cloud provider understands HIPAA compliance. When a medical organization outsources their IT infrastructure to a cloud computing provider, the organization is still responsible for maintaining HIPAA compliance with all Privacy and Security rules. Since healthcare organizations can’t rely solely on their cloud provider to meet HIPAA requirements, it is highly recommended to select a cloud provider that has experience with HIPAA compliance and has compliance oversight processes and routines in place. Cloud computing providers that refuse to participate in external audits and security certifications are signaling a significant red flag and should be dismissed from further consideration.

SSL is a proven technology and a cornerstone of cloud computing security. When a medical organization is evaluating a cloud computing provider, the organization should consider the security options selected by that cloud provider. Knowing that a cloud provider uses SSL can go a long way toward establishing confidence. The right cloud computing provider should be using SSL from an established, reliable and secure independent certificate authority. Furthermore, when selecting a cloud computing provider, healthcare organizations should be very clear with their cloud provider regarding the handling and mitigation of risk factors beyond SSL.

Medical organizations that effectively performs PHI security and HIPAA compliance due diligence as part of their cloud computing provider selection process, will be best positioned to consolidate IT infrastructure, reduce IT cost, mitigate the risk of PHI data breaches, and increase business sustainability resulting from the adoption of cloud technology. This outcome will allow healthcare providers to focus more of their energy and resources to patients thus improving care and outcomes.

History of Cloud Computing

As the IT field evolves, it becomes more mature, the need to optimize cost naturally drives the innovation and creativity. The new concept coupled with technology, which is now doing rounds is ‘cloud computing’.

I had come across people, with limited IT knowledge enquiring me as what is ‘cloud computing’?. Though, I had tried to explain to them in best possible way, most of the time, I end up a vacant stare from them, which was indicative that they did not understand the concept or background behind cloud computing.

What is cloud computing?.

Quite recently, I have started giving them example of home with kitchen Vs restaurant towards explaining the concept behind ‘cloud computing’. A kitchen at home is dedicated for home, the resources – may it be the vessels or appliances or the cooking person is dedicated to that home. The owner of the home invests in kitchen and avails the benefit of having the kitchen to him or her or the members of his family. It’s the owner of the house who has to maintain the kitchen. When one compares home kitchen with restaurant, the end objective is same, which is specific food is offered, but how food is prepared or serviced is different. One does not own anything is a restaurant except for the food offered. In a nutshell same is concept between Traditional IT offering Vs cloud computing.

Just like home kitchen, in case of traditional IT offering, the company owns the hardware and licenses for software and at times company outsources application development to a 3rd party which is comparable to chef hired (if a person is rich) to prepare food at home. With evolution of IT sector in hardware & software, we are marching towards ‘restaurant’ model of IT services; you just pay for what is your end objective – ‘processed food’ or ‘services’. Like in a restaurant, in which you are only concerned about the quality of food and expected service offering and not much bothered about who is the chef, waiter or the kitchen appliances or even where the kitchen is, so is the case with ‘cloud computing’, the customer is focused on service offering and not on hardware, software, raw information or resources employed to provide the service offering or end product.

Organizations are not going to jump into cloud computing, they would evolve and move towards characteristic of cloud computing infrastructure over period of time as they feel confident about the same. As far as cloud computing is concerned, I believe we are at stage, similar to, as of early 90’s with respect to IT services outsourcing. IT services were outsourced, so that organization could concentrate on the ‘core’ business area, cloud computing could well be a further step forward.

Now, let look at the service models normally considered in cloud computing.

SAaS: Software – as – a service:

This model is talked about quite some time now, business application are hosted on server maintained by data centers. Legal issues, security, integration and confidentiality of data of the deterring factors on this model at this point of time. Once policies, procedures, standards get defined and refined our the period of time, this is bound to get adopted, over period of time.

In terms of usage, the application are accessed through web browser and terms and condition could be governed by service level agreements.

Possible examples could be simple free generic email service to complex ERP system..

IaaS: Infrastructure – as – a service:

Computation servers, storage, hardware are considered under this service model. One would also find free on storage offered in web, this could be referred as IaaS.

PaaS: Platform – as – a service:

Development and deployment platform could be offered as a service to developers to build, deploy manage, application on SAaS.

If one looks at cloud deployment strategy, its normally, public, private and hybrid clouds. I feel the name itself quite significant to describe about the type.

The next question is any one’s mind would be, what kind of hardware does one require towards hosting cloud computing?.

At this point of time, normally cloud computing is deployed in traditional model. By traditional model, I mean one might have a server to cater database tier or application tier, which is almost a ‘silos’ based model. But, since cloud computing, one need to have efficient hardware and manpower(refer to my example of restaurant) to manage cloud better in a data centre. This is where hardware could play a main role, the new technology like grid computing, real application clusters, automatic storage management, server scale up and server virtualization features plays in important role toward better management and deployment of cloud.

As we progress, we would well be moving away from ‘Silos’ based computer system and application. Cloud computing infrastructure would be residing in data centre, this would call for efficient use of hardware and more over manpower would need to support multiple servers or application. Optimization and effective control would play larger roles in infrastructure management of these data centre towards cloud computing.

Standards in cloud computing are evolving and as per a leading standards organization, some of the key characteristics towards cloud computing are,

Resource Pooling:The provider’s computing resources are pooled to serve multiple consumers using a multi-tenant model. There is a sense of location independence in that the customer generally has no control or knowledge over the exact location of the provided resources.

Rapid elasticity: Capabilities can be elastically provisioned and released, in some cases automatically, to scale rapidly outward and inward commensurate with demand. To the consumer, the capabilities available for provisioning often appear to be unlimited and can be appropriated in any quantity at any time.

Measured service: Cloud systems automatically control and optimize resource use by leveraging a metering capability at some level of abstraction appropriate to the type of service (e.g., storage, processing, bandwidth, and active user accounts). Resource usage can be monitored, controlled, and reported, providing transparency for both the provider and consumer of the utilized service.

As this leads to a situation where, cloud computing needs to provide services wherein there is zero downtime and resources being shared, so naturally hardware for cloud computing is getting evolved, the technology related to Grid computing, clustering – RAC, better performing servers and server virtualization has been increasing offered by vendors towards satisfying the characteristics of cloud computing.

A brief look at the terminologies and technology used,

A cluster consists of a group of independent but interconnected computers whose combined resources can be applied to a processing task. A ‘clusterware’ is a term used to describe software that provides interfaces and services that enable and support a cluster. The combination of clusterware, automatic storage management provides a unified cluster solution that is the foundation to real application cluster database.

Real application clusters allows multiple nodes in a clustered system to mount and open a single database that resides on shared disk storage. Should a single system (node) fail, the database service will still be available on the remaining nodes.

It might still require few more years before cloud computing matures and it might well re-define the IT outsourcing map.

Tips To Managed Cloud Service

Keeping up with the technical side of business these days is a challenge that many company owners are ill-prepared for. Marketing can be a tricky endeavour if you are not up to date on the most recent technological advances in reaching audiences and customers of all kinds. With the development of the Internet at one’s fingertips, there are open opportunities for companies to advertise and promote their services. Unfortunately, many companies fall short because they do not have the ability or strategy to make sure their efforts pay off, and wind up collapsing under the pressure of the competitive market. Furthermore, security breaches can be costly and difficult to repair without the proper manpower, knowledge, and skill. It is important that business owners become more familiar with the services out there that have recently been developed to address these typical issues that companies face worldwide. One of the most helpful developments is the initiation of managed cloud services. Cloud services have become a standard for many businesses to store and access their data and company information at any given moment, from any given location.
Here are some other things you may not know about managed cloud services.

It’s not just about storage & accessibility
Firstly, cloud services do not just manage the storage and accessibility of company information. They also offer other services such as supplying companies with software via the web that are tailored to that specific company’s needs. There are neat and clean payment options that come with cloud services; sometimes it is based on a flat rate, other times it is based on the software and services that you utilize most. You should be sure to look into whatever you will use the most and how the company charges for the services. Furthermore, business owners don’t have to worry about updating their software regularly or staying on top of business security; cloud services routinely update and build your security by backing up your information on a regular basis, without need for your prompt or involvement.

Company data is omnipresent
A second thing you may not know about managed cloud is that company employees are able to collaborate and consult from any location. You can link the company data to any employee’s technical devices and it routinely syncs the information on its own so you don’t have to worry about saving documents, it simply does it for you with each revision or modification. Sharing theses capabilities in real-time is one of the most incredible developments in technology in recent years, and businesses are taking advantage of the perks. For instance, employees across the country do not need to be flown in for business meetings, going over spread sheets, or making changes to business plans-they can simply all modify and view the same document at the same time.

It saves business money
Thirdly, and lastly, cloud services help businesses become and stay Cloud Computing financially efficient. This can be particularly useful for smaller businesses that cannot afford to pay for many employees. Managing the IT side of businesses is complex and difficult to navigate for individuals who are not well versed in technological jargon and software applications, which is precisely why it requires skill and knowledge to successfully run this side of companies. Cloud services eliminate the need to hire an IT staff to manage software updates and security, or even analyze company data to ensure efficiency. Cloud services are excellent for people who need technology to be simplified for them. In the end, it saves businesses ample amounts of money in staff alone.

Final words
Cloud services are the wave of the future. Without it, hard copies of files are still being used worldwide. Not only do cloud services eliminate a huge amount of paperwork, helping the environment and saving our wrists from turmoil, but also they eliminate a lot of guesswork that could potentially be devastating to a business. Staying current with marketing is critical to businesses nowadays, especially if they wish to expand in the future. Cloud services are helpful for business fluency, expansion, and cost-effectiveness; it takes businesses from average to competitive with the click of a mouse.

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